Auto Insurance

No matter the miles, smooth journeys start with good auto insurance.
Trusted partner
Work with South Carolina Federal Insurance Solutions, our wholly owned subsidiary.
Various options
We shop the major carriers to provide you with more choices.
Affordable policies
Our wide network helps us pinpoint the plans that fit your budget.
Peace of mind
Feel confident in your coverage, no matter what comes next.

Keep everyone on the move with policies for the whole family.

For first-time drivers, long-time travelers, and anyone in between. We have insurance coverage that can be tailored to your specific needs.
Auto Insurance
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We help find the right policies for you.
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Credit Life Insurance and Credit Disability Insurance is offered on loans.

Credit Life Insurance:

  • Pays off or reduces the outstanding loan balance up to the coverage limit if you die while insured.

  • Available on consumer loans and credit cards up to $50,000 and 180 months.

  • Low cost coverage with 30-day free look.

  • Available through 69 years of age, terminating at age 70.

  • Available for primary and/or joint owners on the loan.


Credit Disability Insurance.

  • Makes the loan payment up to the maximum coverage limits should you become totally disabled due to sickness or injury while insured.

  • Available on all consumer loans and credit cards up to $50,000 and 120 months.

  • Low cost coverage with a 30-day free look.

  • Available through 65 years of age, terminating at age 66.

  • Available for primary and/or joint owners on the loan.

To add Credit Life and/or Credit Disability to a new or existing loan, visit a local financial center or Contact Us

Extra protection is available for auto loans:
Guaranteed Asset Protection (GAP)

  • Relieves you of the responsibility for the remainder of the loan balance that the primary insurance carrier does not cover due to a totaled or stolen vehicle.

  • Available on auto loans financed up to $100,000 and 84 months.

  • Maximum GAP loss payout up to $50,000.

  • Available on motorcycle, ATV, and Jet Ski loans financed up to $50,000 and 120 months.

  • Low cost protection with a 60-day free look.

Mechanical Breakdown Protection (MBP)

  • Extends coverage to virtually all mechanical and electrical components of your vehicle in addition to the manufacturer’s warranty.

  • Available on new and pre-owned vehicles.

  • Cost and coverage vary based on collateral information.

  • Transferrable coverage.

  • Choose from Ultimate Guard, Preferred Guard, and Classic Guard.

To add GAP or MBP to a new or existing loan, visit a local financial center or Contact Us.

As a member of South Carolina Federal Credit Union, you may qualify for discounted auto insurance. We have worked with MetLife Auto & Home to screen the top insurance carriers and identify the most competitive rates available,

  • Up to 15% member discount.

  • Extra savings with a superior driving discount.

  • Extra convenience with easy automatic billing.

  • The ability to switch and save NOW - no need to wait until your current policy expires.

If you are not receiving a discount on auto insurance, please call the MetLife member's hotline now at 877-491-5087.

Create a strategy for investing and saving.
South Carolina Federal Investment Solutions, through CFS* can help you turn your vision into reality.

The insurance products available through South Carolina Financial Solutions, LLC, a licensed insurance agency doing business as South Carolina Federal Insurance Solutions, a wholly-owned subsidiary of South Carolina Federal Credit Union, are underwritten through and provided by insurance companies authorized, licensed, or enabled to provide coverages in the jurisdictions where such coverage is offered. South Carolina Federal Insurance Solutions acts only in the capacity of an agent or broker in obtaining such coverage. In all instances where a discrepancy might arise between informational, advertising, and/or marketing material and the actual policy issued by the insurance company, the terms and conditions contained within such policies will always take precedence. South Carolina Financial Solutions, LLC and South Carolina Federal Insurance Solutions™ do not offer tax or legal advice. Consult your tax or legal professional for advice.

*
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. CUSO Financial Services, L.P. and its representatives do not provide tax advice. For such advice, please contact a tax professional. Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.