We have everything it takes to get you on the road.
Low rates and flexible payment terms come standard with all South Carolina Federal auto loans. We also provide first-rate, friendly service for every member.
  • Financing for new and used vehicles.
  • Deferred payments to start.
Learning to drive safely and getting your license is a good start. The next step on your road trip is learning the ins and outs of auto financing. We can help you:
  • Figure out how much you can afford.
  • Make the right vehicle choice.
You service your vehicle throughout the year. When is the last time you checked your loan? You might want to see whether a new loan might be a good idea.
  • Potentially reduce monthly payments.
  • Ask about rate discounts.

Motor homes, motorcycles and travel trailers. If it has wheels and adds some zip to your life, we can provide financing that makes it affordable.

  • Competitive rates.
  • Flexible payment terms.
When you choose your next vehicle, tell the dealer you want financing through South Carolina Federal Credit Union. The process is easy.
Knowing your budget makes it easier to focus your vehicle search. Our experienced lenders can work with you to estimate your maximum borrowing power.
Frequently
asked questions
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We offer several options to make your credit card payments:

  • Log into Online Banking to transfer a payment.

  • Mail a payment to us.

  • Make payments at a financial center through a:

    • Cash advance

    • Personal check

    • Certified check or money order

    • Cash, or

  • Contact us to make a payment by phone.

Payments reflect on your credit card account within 2 business days after the payment has been made. mobileSouth Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates.

If you are already registered for Bill Pay, simply click on the "Pay Bills" tab located in the main menu. Not registered for Bill Pay, simply:

  • Click "Signup for payments" in the Make a Payment or Bill Pay widget, or
  • Click on "Bill Pay" in the main menu.
  • Click "Enroll Now".
  • Verify the Account Holder Personal Information.
  • Notify us if you change ANY INFORMATION in the Account Holder Personal Information section.
  • Verify the Account Information.
  • Select the "Funding Account" to pay online bills.
  • Begin paying bills immediately.

To keep your Bill Pay account activated, pay a bill within 90 days or the account will become inactive. If this happens, contact us to have the account unlocked. If you are unable to set up your Bill Pay, or have any questions, please visit a local branch or contact us.

As a reminder, if you have Self-Service Checking, you may incur a monthly non-usage fee if you register for Bill Pay but do not use it to pay at least one bill each month. Please refer to current Truth-In-Savings Rate and Fee Schedule for details.

Credit Card Payments Only:
South Carolina Federal Credit Union
P.O. Box 2711
Omaha, NE 68103-2711

Loan Payment Mailing Address:
South Carolina Federal Credit Union
P.O. Box 62349
North Charleston, SC 29419-2349

First Mortgage Payments Only:
South Carolina Federal Credit Union
P.O. Box 660592
Dallas, TX 75266-0592Omaha, NE 68103-2711

Tap the Payments icon at the bottom of your screen. Then select the action you want.

No. Please contact us and we will help you with a principal-only payment.

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Make informed financial decisions with helpful resources.