A day on the water is even more enjoyable when you secure a good boat loan.
Competitive rates
Affordable boat financing options help you save money for your adventures.
Special discounts
Get an even lower rate when you have a Premium Checking or Simple Checking account.
Prequalify quickly
Call us at (800) 845-0432 to find out exactly how much money you can borrow.
Early payoffs
You can pay off your boat loan as early as you would like, without any penalty.
Visitors come from all over to discover what we already know – South Carolina's coasts and waterways are breathtaking. Take advantage of our natural resources by getting your boat loan through South Carolina Federal. You will be water-skiing, fishing, or cruising in no time with our simple application process and local decision-making.
Various Options
Choose from different loans with different terms, whether you want to purchase a new or used boat, or refinance your existing boat loan from another institution.
Insure Your Watercraft
Make sure you have the right boat insurance policy for your next excursion, too. Our wholly owned subsidiary, Insurance Solutions**, offers competitive quotes from dozens of top-rated carriers.
Additional Resources
- South Carolina Department of Natural Resources: Access information about boating safety, regulations, and registration.
- NOAA Tide Charts: Monitor conditions before you get out on the water.
Boat Loans (New)
| Previous Year or Newer1 | APR* |
|---|---|
| 0 - 60 months | As low as 8.24% |
| 61 - 144 months | As low as 9.00% |
| 145 - 180 months | As low as 10.00% |
Boat Loans (Used)
| Older than Previous Year | APR* |
|---|---|
| 0 - 60 months | As low as 8.74% |
| 61 - 144 months | As low as 9.50% |
| 145 - 180 months | As low as 10.50% |
Work hard, play hard.
The road to a better auto loan starts here.
Low rates, flexible payment options and available discounts help you keep monthly payments down.
Thank you for your loan inquiry with South Carolina Federal Credit Union.