We believe that more things in life should be hassle-free... like this checking account.
Wave goodbye to fees
There are several ways you can eliminate monthly charges for this account.
Superior Service
Free and unlimited branch and contact center member service.
24/7 account access
Manage your money anytime, anywhere with Online and Mobile Banking.5
Auto loan discounts
Lower your monthly payments with a special discount on vehicle financing.*

As close as you can get to effortless money management.

At South Carolina Federal Credit Union, our primary goal is to simplify your life. This checking account is a perfect example. It is easy to avoid monthly fees and even easier to manage your money with the help of a debit card, Online Banking, and more.

  • Instant issue debit card.
  • Access to nationwide network of ATMs.
  • 0.25% APR reduction on vehicle loan rates.*
  • 24/7 Online Banking, Mobile Banking5, and Bill Pay.
  • Zelle, My Credit Score and remote deposit.
  • Free, unlimited financial center and contact center access.

Avoiding Fees

If you are age 25 or under, Simple Checking has no monthly charge. For others, monthly fees are waived if you meet one of the following criteria each month:

  • Average daily balance of $1,0001 in your Simple Checking account.
  • Monthly direct deposit of at least a single amount of $2502 or more, and 10 signature-based debit card transactions.
  • Month-end loan balance3 of $10,000 or more.
  • Monthly direct deposit of at least a single amount of $2,50 (2) or more and an open South Carolina Federal Credit Union Mastercard Credit Card,4
  • You have a South Carolina Federal Credit Union first mortgage.
Frequently
asked questions
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Print Transactions:

  • Select the type and dates of account activity that you could like to print within the "Transaction Details" box.
  • Click "Filter".
  • Click "File" in the upper left-hand corner of the screen (or press "Ctrl" a.nd "P" on your keyboard).
  • Click "Print" (default printer is automatically selected).

*To view/print another date range, input desired date range in "Transaction Details" fields located directly above the transaction activity.

Print Check Images:

  • Click on the account tile for the account you are looking for.
  • Click the check link that you want to print.
  • With the check images displayed, select "File," then "Print" from your browser's toolbar.
  • Select a printer, if needed.
  • Click the Print button to send the check images to the printer.

First click on the account tile for the account you are looking for. Scroll down to view your Past Transactions; the check will display as a link, typically with the check number. Simply click the link to view images of the front and back of the check. Click the Close button at the bottom of the window when you are finished.

You may also filter just check transactions by following these steps within Online Banking:

  • Click on the corresponding account tile.
  • Under the "Transaction Details" box, select "Checks" as the Type.
  • Select the dates that you wish to view.
  • Click "Filter".

Please document or make a note of the details of your pending transactions, as you will not be able to tell within Online Banking until the transaction posts.

  • South Carolina Federal's routing (MICR) number is the string of characters that appears at the bottom left of your check (253278401).
  • To locate your account number:
    • The second set of numbers appear on the right side of the check.
    • To find your account in Online Banking, click on the corresponding account in Online Banking, then elect Account Information.
check-sample.jpg

If your transaction was a deposit, it will have a "+" next to it. Your withdrawals will not have a symbol next to them.

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Turn every purchase into a rewarding experience.
Enjoy financial flexibility with low rates, cash back and reward credit card options.

*
Offer applies to external refinances only. Discount only available when payment is automatically deducted from Simple Checking.
1
The Average Daily Balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
2
Direct Deposit must come directly into checking from the payroll source (allocations are not considered).
3
May combine auto, boat, Personal Access Line, etc. (all consumer loans, excluding First Mortgage and/or credit card).
4
Card must be open and in good standing.
5
South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates.