Keep total control of your finances with this do-it-yourself checking account.
Eliminate monthly service fees
There are a number of simple steps you can take to eliminate monthly service charges.
24/7 tech
Online and Mobile Banking5 provide 24/7 access to your account whenever you need it.
Finances at your fingertips
eStatements offer fast, secure online access to important financial data.
Versatile debit card
Shop online and in stores, and access cash at thousands of ATMs.

Get everything you need to do things your way.

With Self-Service Checking, you declare your financial independence. While we provide convenient tools, you keep tabs on your balance, initiate transactions, and otherwise manage your money the way that works best for you.

  • Instant issue debit card for online and in-store shopping (when you open this account in person). 
  • Access to a nationwide ATM network.
  • 24/7 Online Banking and electronic Bill Pay.*
  • Free Mobile Banking5 and mobile check deposit. 
  • eStatements allow you to access monthly account statements through Online Banking.
  • Limited financial center and contact center services.

Avoiding Fees


There is never a Self-Service Checking monthly fee for members under age 25. For others, the monthly fee is waived as long as one of the following criteria is met each month:
  • Average daily balance of $1,0001 in your Self-Service Checking account.
  • Monthly direct deposit of at least a single amount of $2502 or more, and 10 signature-based debit card transactions.
  • Month-end loan balance3 of $10,000 or more.
  • Monthly direct deposit of at least a single amount of $2502 or more and an open South Carolina Federal Credit Union Mastercard Credit Card.4
  • You have a South Carolina Federal Credit Union first mortgage.
Open a Self-Service Checking account.
Frequently
asked questions
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Print Transactions:

  • Select the type and dates of account activity that you could like to print within the "Transaction Details" box.
  • Click "Filter".
  • Click "File" in the upper left-hand corner of the screen (or press "Ctrl" a.nd "P" on your keyboard).
  • Click "Print" (default printer is automatically selected).

*To view/print another date range, input desired date range in "Transaction Details" fields located directly above the transaction activity.

Print Check Images:

  • Click on the account tile for the account you are looking for.
  • Click the check link that you want to print.
  • With the check images displayed, select "File," then "Print" from your browser's toolbar.
  • Select a printer, if needed.
  • Click the Print button to send the check images to the printer.

First click on the account tile for the account you are looking for. Scroll down to view your Past Transactions; the check will display as a link, typically with the check number. Simply click the link to view images of the front and back of the check. Click the Close button at the bottom of the window when you are finished.

You may also filter just check transactions by following these steps within Online Banking:

  • Click on the corresponding account tile.
  • Under the "Transaction Details" box, select "Checks" as the Type.
  • Select the dates that you wish to view.
  • Click "Filter".

Please document or make a note of the details of your pending transactions, as you will not be able to tell within Online Banking until the transaction posts.

  • South Carolina Federal's routing (MICR) number is the string of characters that appears at the bottom left of your check (253278401).
  • To locate your account number:
    • The second set of numbers appear on the right side of the check.
    • To find your account in Online Banking, click on the corresponding account in Online Banking, then elect Account Information.
check-sample.jpg

If your transaction was a deposit, it will have a "+" next to it. Your withdrawals will not have a symbol next to them.

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*

This account offers limited access to financial centers and our Contact Center, and requires e-Statements. Online bill pay is only free if utilized.

1
The Average Daily Balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period.
2
Direct Deposit must come directly into checking from the payroll source (allocations are not considered).
3
May combine auto, boat, Personal Access Line, etc. (all consumer loans, excluding First Mortgage and/or credit card).
4
Card must be open and in good standing.
5
South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates.