Friendly, affordable financing for life's big moments, major purchases, and more.

Car, truck, or SUV. New or used vehicle. Whatever you drive, our affordable financing can get you rolling on the road.

  • Flexible payment terms.
  • Refinancing available.

Whether you are buying your dream home or borrowing money to spruce up your current place, our experienced lenders are always ready to help our neighbors.

  • Fixed-rate and adjustable-rate mortgages.
  • Home equity loans and home equity lines of credit.

Cast a fishing line, sail into the sunset, skim across the lake at wind-whipping speed. Almost nothing frees the spirit more than a day on the water.

  • Financing for watercraft of all types.
  • Quick pre-qualification.

Get cash to cover unexpected expenses or do something special. Our Personal Loans come with the personal service you expect from South Carolina Federal Credit Union.

  • Secured and personal loans.
  • Flexible repayment plans.

Motor homes, motorcycles and travel trailers. If it has wheels and adds some zip to your life, we can provide financing that makes it affordable.

  • Competitive rates.
  • Flexible payment terms.
What our members say
I've been a member for 40 years and have always been happy with their service!

Loan was quick and painless.
Read More of this testimonial
- Bill B., Ron A.
My experience with South Carolina Federal Credit Union has been exceptional. They are efficient in executing all business transactions. 
- Linda R.
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We offer several options to make your credit card payments:

  • Log into Online Banking to transfer a payment.

  • Mail a payment to us.

  • Make payments at a financial center through a:

    • Cash advance

    • Personal check

    • Certified check or money order

    • Cash, or

  • Contact us to make a payment by phone.

Payments reflect on your credit card account within 2 business days after the payment has been made.

If you are already registered for Bill Pay, simply click on the "Pay Bills" tab located in the main menu. Not registered for Bill Pay, simply:

  • Click "Signup for payments" in the Make a Payment or Bill Pay widget, or
  • Click on "Bill Pay" in the main menu.
  • Click "Enroll Now".
  • Verify the Account Holder Personal Information.
  • Notify us if you change ANY INFORMATION in the Account Holder Personal Information section.
  • Verify the Account Information.
  • Select the "Funding Account" to pay online bills.
  • Begin paying bills immediately.

To keep your Bill Pay account activated, pay a bill within 90 days or the account will become inactive. If this happens, contact us to have the account unlocked. If you are unable to set up your Bill Pay, or have any questions, please visit a local branch or contact us.

As a reminder, if you have Self-Service Checking, you may incur a monthly non-usage fee if you register for Bill Pay but do not use it to pay at least one bill each month. Please refer to current Truth-In-Savings Rate and Fee Schedule for details.

Credit Card Payments Only:
South Carolina Federal Credit Union
P.O. Box 2711
Omaha, NE 68103-2711

Loan Payment Mailing Address:
South Carolina Federal Credit Union
P.O. Box 62349
North Charleston, SC 29419-2349

First Mortgage Payments Only:
South Carolina Federal Credit Union
P.O. Box 660592
Dallas, TX 75266-0592Omaha, NE 68103-2711

Tap the Payments icon at the bottom of your screen. Then select the action you want.

Yes, if you have cross-account access set up. If you would like to set up cross-account access, please visit a local financial center or Contact Us.  

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