Our competitive rates make your dollars grow faster.

Open an account with just $10 to establish your South Carolina Federal Credit Union membership, and then move forward from there to build your financial future.

  • Earn dividends on any balance over $150.

If you want a secure way to step up your earnings, the answer is a Money Market account that combines higher dividends with easy access to funds and the ability to write checks.

  • Earn tiered dividends with any balance over $1,000.
  • Deposits are insured up to $250,000.

Save year-round so that you can more easily afford the Christmas season and all the gifts, festivities, and decorations that come with it.

  • Make unlimited deposits.
  • Get access to funds November 1.

These get-started accounts are a good place for young members to put birthday money and part-time job pay away for the future. And offers an equally good way to learn about financial responsibility.

  • Earn dividends on balances as low as $5.
  • Offers peace of mind for parents and a money management foundation for young savers.
Take aim at tomorrow with a strong, secure saving strategy.
  • Share Certificates 
  • IRA Savings
  • IRA Certificates
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Things to keep in mind as you begin the application process:

It will take about 10 minutes to open and fund your new account. What you will need:
  • A valid driver's license
  • Previous home address (if you have lived at your home address for less than two years)
  • U.S. Social Security Number or ITIN
  • U.S. checking account or credit/debit card to fund the account
  • You must be a U.S. citizen or a U.S. resident alien

The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), Business, Teen accounts and Kids Savings accounts. Please visit a local financial center or Contact Us for assistance with these accounts.2

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If you wish to close your account, we ask that you visit a local financial center or Contact Us.

Please be advised, your account cannot be closed if you have an open credit card and/or loan with a balance. If the credit card and/or loan are paid in full, but still open, you will still need to sign documents to close those accounts.

South Carolina Federal designs its products and services to stay one step ahead of members’ needs. If you plan to close your account due to relocation, please keep in mind that we offer 24/7 access to your accounts via Online Banking, Phone Banking, Mobile Banking, Text Banking and mobile apps.
Make informed financial decisions with helpful resources.
Thank you for your interest in South Carolina Federal Credit Union.
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