Jolly holidays start with a four-season savings plan.
Money for gifts - and more
Make as many deposits as you wish to build up your Christmas season budget.
Earn competitive dividends
Keep at least $5 in your account and we will add to the merriment with regular payments.
Track your progress
Balances appear on monthly statements, viewable in Online and Mobile Banking.
There when needed
Four free withdrawals during the year. ($5 for each additional withdrawal)
Bring more joy to the world of the people you care about with this savings account.
Everything that makes your family smile at Christmastime is worth saving for year-round. Our Christmas Club account helps you set aside cash for nice presents, festive meals, and heart-warming gatherings of family and friends. We automatically move your money to your Share Savings account on November 1 – just in time for the holiday shopping season.- $5 opening deposit.
- No minimum balance fee.
| Account Type | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| Share Savings | $150.00 | 0.10% | 0.10% |
| Christmas Club | $5.00 | 0.10% | 0.10% |
| IRA Savings | $100.00 | 0.20% | 0.20% |
Get in the savings spirit..
You can open an account by visiting a financial center, calling (800) 845-0432, or online.
To view Checking account options and learn more, click here.
To view Savings account options and learn more, click here.
Required documents:
The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts.
To view Checking account options and learn more, click here.
To view Savings account options and learn more, click here.
Required documents:
- A valid driver's license or government-issued photo ID
- U.S. Social Security Number
- Credit/debit card to fund the account
The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts.
If you wish to close your account, we ask that you visit a local financial center or Contact Us.
Please be advised, your account cannot be closed if you have an open credit card and/or loan with a balance. If the credit card and/or loan are paid in full, but still open, you will still need to sign documents to close those accounts.
South Carolina Federal designs its products and services to stay one step ahead of members’ needs. If you plan to close your account due to relocation, please keep in mind that we offer 24/7 access to your accounts via Online Banking, Phone Banking, Mobile Banking, Text Banking and mobile apps.
Please be advised, your account cannot be closed if you have an open credit card and/or loan with a balance. If the credit card and/or loan are paid in full, but still open, you will still need to sign documents to close those accounts.
South Carolina Federal designs its products and services to stay one step ahead of members’ needs. If you plan to close your account due to relocation, please keep in mind that we offer 24/7 access to your accounts via Online Banking, Phone Banking, Mobile Banking, Text Banking and mobile apps.
Managing your money made easy.
Simplify money management with flexible checking features that fit your lifestyle.