Ready to get started? We look forward to getting to know you.
Open a Share Account and you become a member of South Carolina Federal Credit Union, a local financial institution that focuses on friendly service and helping people reach their goals. You also start a savings journey that can lead to long-term security and prepare you for anything the future might hold.- $10 minimum opening deposit.
- Easy online application.
- No monthly fees.
- Take advantage of our 27 statewide locations and network of ATMs.
| Account Type | Minimum Balance to Earn Dividends | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| Share Savings | $150.00 | 0.10% | 0.10% |
| Christmas Club | $5.00 | 0.10% | 0.10% |
| IRA Savings | $100.00 | 0.20% | 0.20% |
Yes - when you text "BAL" to 898265, we will reply with a message containing the balances of all your checking, savings and any other accounts.
You will see the available balances for each of your deposit accounts (checking, savings, etc.). You will see current balances for each of your loan products (credit cards, auto loans, etc.) and certificates.
Your current balance is the amount of money in your account at the beginning of a business day. This amount does not include any pending deposits or withdrawals.
Your available balance is your current balance minus any pending debit card transactions and any holds.
To view both your available and current balance, click on the account tile for the corresponding account and click "Account Info."
Login to Online Banking to set up a text alert. When you text "BAL" to 898265, we will reply with a message containing the balances of all your checking, savings and any other accounts.
To view Checking account options and learn more, click here.
To view Savings account options and learn more, click here.
Required documents:
- A valid driver's license or government-issued photo ID
- U.S. Social Security Number
- Credit/debit card to fund the account
The following accounts require personal attention, specific documentation and are not opened online: Trust, Individual Retirement Accounts (IRAs), estate accounts, business accounts, teen accounts and Kids Savings accounts. Please visit a financial center for assistance with these accounts.
Please be advised, your account cannot be closed if you have an open credit card and/or loan with a balance. If the credit card and/or loan are paid in full, but still open, you will still need to sign documents to close those accounts.
South Carolina Federal designs its products and services to stay one step ahead of members’ needs. If you plan to close your account due to relocation, please keep in mind that we offer 24/7 access to your accounts via Online Banking, Phone Banking, Mobile Banking, Text Banking and mobile apps.
