Get everything you need - and a lot more on top of that.
Some checking accounts reach into your pocket for monthly fees. At South Carolina Federal Credit Union, our Premium Checking does just the opposite. We hand you opportunities to earn extra money and valuable rewards while providing all the tools needed to manage your finances efficiently.
- Premium Share Certificates available.
- Discounted vehicle loan rates.*
- Instant issue debit card for easier shopping online or in stores.
- Earn points every time you choose "credit" for your debit card purchases, and go shopping on uChoose Rewards®.
- Access your accounts through a nationwide ATM network.
- Free foreign ATM use.
- Priority member service over the phone.
- $20 discount on yearly rentals of safe deposit boxes.
Avoiding Fees
The monthly fee is waived as long as you maintain an average daily balance1 of $2,500 in your Premium Checking account, or a month-end balance of $5,000 in combined share accounts (savings, checking and Money Market), plus one of the following monthly:
- Monthly direct deposit of at least a single amount of $2502 or more and 10 signature-based debit card transactions.
- A current first mortgage with South Carolina Federal Credit Union.
- Monthly direct deposit of at least a single amount of $2502 or more and an open South Carolina Federal Credit Union Mastercard credit card.4
- Month-end loan balance3 of $15,000 or more.
| From | To | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|---|
| $2,500.00 | $9,999.99 | 0.05% | 0.05% |
| $10,000.00 | or more | 0.10% | 0.10% |
Print Transactions:
- Select the type and dates of account activity that you could like to print within the "Transaction Details" box.
- Click "Filter".
- Click "File" in the upper left-hand corner of the screen (or press "Ctrl" a.nd "P" on your keyboard).
- Click "Print" (default printer is automatically selected).
*To view/print another date range, input desired date range in "Transaction Details" fields located directly above the transaction activity.
Print Check Images:
- Click on the account tile for the account you are looking for.
- Click the check link that you want to print.
- With the check images displayed, select "File," then "Print" from your browser's toolbar.
- Select a printer, if needed.
- Click the Print button to send the check images to the printer.
First click on the account tile for the account you are looking for. Scroll down to view your Past Transactions; the check will display as a link, typically with the check number. Simply click the link to view images of the front and back of the check. Click the Close button at the bottom of the window when you are finished.
You may also filter just check transactions by following these steps within Online Banking:
- Click on the corresponding account tile.
- Under the "Transaction Details" box, select "Checks" as the Type.
- Select the dates that you wish to view.
- Click "Filter".
Please document or make a note of the details of your pending transactions, as you will not be able to tell within Online Banking until the transaction posts.
- South Carolina Federal's routing (MICR) number is the string of characters that appears at the bottom left of your check (253278401).
- To locate your account number:
- The second set of numbers appear on the right side of the check.
- To find your account in Online Banking, click on the corresponding account in Online Banking, then elect Account Information.
If your transaction was a deposit, it will have a "+" next to it. Your withdrawals will not have a symbol next to them.
Offer applies on external refinances only. Discount only available when payment is automatically deducted from Premium Checking.