Share Loan

Use your savings as collateral for an affordable loan.

Help build your credit and your savings simultaneously.

When a conventional loan is not an option, consider a Share Loan from South Carolina Federal Credit Union. You borrow money against the value of your Share Certificate or Share Savings account. As you pay off your loan on time, your credit score can improve, while your savings continue to grow the entire time.

Lower interest rates.
Loan can be set up in minutes at any financial center.

See if it makes sense for you to consolidate debt

View loan rates

Loan Type	APR*
Share Certificate Loan	8.25%
Share Loan	8.25%

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Annual Percentage Rate (APR) accurate as of 4/1/2023.

Rate and terms subject to change without notice.