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Online & mobile banking
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Earn points on purchances.
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When you need funds to be available anytime, a Personal Access Line of Credit provides an affordable solution. Use this line of credit for large purchases, car repairs, education costs, or anything else.
  • Competitive low rates
  • No pre-payment penalty
  • Provides overdraft protection
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When you need funds to be available anytime, a Personal Access Line of Credit provides an affordable solution. Use this line of credit for large purchases, car repairs, education costs, or anything else.
  • Competitive low rates
  • No pre-payment penalty
  • Provides overdraft protection
Structured Content with an icon
When you need funds to be available anytime, a Personal Access Line of Credit provides an affordable solution. Use this line of credit for large purchases, car repairs, education costs, or anything else.
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When you need funds to be available anytime, a Personal Access Line of Credit provides an affordable solution. Use this line of credit for large purchases, car repairs, education costs, or anything else.
  • Competitive low rates
  • No pre-payment penalty
  • Provides overdraft protection
Icon with two columns
  • Competitive low rates
  • No pre-payment penalty
  • Provides overdraft protection
Get started with a complimentary consultation!
Complete a short form and a member of our team will contact you.
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Ask your dealer about financing with us
Lock in a low rate for the most affordable payments.
Complete your loan application
Finish your financing paperwork at the dealership, no need to visit the credit union.
Once approved, drive away in your new car!
It's that simple! Drive safely and enjoy your new ride.
Frequently
asked questions
View More

For all loan requests you will be asked to provide personal information:

  • Name of each applicant
  • Physical address (P.O. Box does not apply)
  • Length of time at address
  • Phone number
  • E-mail address
  • Social Security number
  • Date of birth
  • Income information
  • Name of current employer
  • Employer's address and phone number
  • Length of employment
  • Salary
  • Position held
  • Other applicable income (for example, retirement and/or pension)
  • Current mortgage or rent obligations
  • Name and phone number of nearest relative not living with you
  • Loan application purpose
  • Collateral information, if applicable.

Click here for more information about the loans we offer, or visit a local financial center or contact us. 

Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking5All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates., or statements.

Click here to learn more about auto insurance available through our wholly-owned subsidiary, South Carolina Federal Insurance Solutions.
 

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Friday
February 28
Saturday - Monday
March 1-3
Tuesday
March 4
Financial Centers
 
Available
 
Unavailable
 
Available
Contact Centers
 
Available
 
Unavailable
 
Available
Online and Mobile Banking
 
Available until 6 p.m.
 
Unavailable
 
Available
Debit and Credit Cards
 
Available
 
Available
 
Available
ATMs
 
Available
 
Available
 
Available
Scfederal.org
 
Available
 
Available
 
Available
Phone Banking
 
Available until 6 p.m
 
Unavailable
 
Available