Premier Business Checking

Elevate your financial efficiency and tap into a new revenue stream.
For busier businesses
Premier Checking is designed for businesses with high balances and transaction volumes.
Earn dividends
It's a rare business checking account that adds positive numbers to your bottom line.
Even more rewards
Earn points through your debit card and redeem them for gift cards, travel services, and more.
Superior money movement
Enjoy free Online and Mobile Banking and low-cost ACH services.

Packed with perks and perfect for your business.


The focus is the same for all types of larger businesses - hold down expenses and grow income. At South Carolina Federal Credit Union, our Premier Checking account does both with hundreds of free monthly transactions and a tiered earnings structure that rewards higher balances.
 
  • 250 free items per month.
  • Deposit up to $10,000 cash each month, free of charge.
  • Earn dividends at a competitive rate on average daily balances of $250 or more.
  • Mastercard Business Checking Card gives you instant access to your funds.
  • Free online cash management with unlimited ACH for $5 a month for qualified accounts.
  • Mobile Banking and mobile check deposit.
  • Free online bill pay.
  • Reward points for every dollar you spend through uChoose Rewards®.
  • Free check copies with statements.
Open a Premier Business Checking account.
Get Started Call or Visit Make an Appointment
Contact us today.
Make sure you have all the required forms of identification for your business type.
Frequently
asked questions
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What we offer:

  • Points are earned on signature-based transactions only.

  • MasterCard® Business Debit Card holders will earn 1 point for every $5 dollars on all signature-based transactions.

  • Points can be redeemed at www.uChooserewards.com.

  • Points are redeemable for up to 5 years from the date of purchase.

  • Each debit card on the business account will receive points for signature-based transactions.

What to expect:

  • You will need your 16-digit business debit card number.

  • Initial log in- you will be registering the card (the last 4 of the EIN/TIN will be required).

  • You will be asked to create a User ID and new password.

  • If you have already earned points, you will see your totals.

  • uChoose Rewards will keep track of your points for you.

  • Points are posted between the 15th and the 25th of the following month.

To receive your card today, visit a local financial center or Contact Us to request a card by mail.

We have partnered with Clover® Business Solutions to give our member’s the ability to accept debit and credit cards as forms of payment. Funds are deposited directly into the business checking account within 72 hours of the transaction. All major cards are accepted.
How to get started:

  • Contact us 

  • A Clover® representative will contact you regarding your application and answer any additional questions you may have.

We offer Mastercard® Business Debit Cards are valid anywhere Mastercard® is accepted.

  • Up to 10 cards on one account.

  • Access to your funds at any ATM location.

  • Earn uChoose Rewards points.

  • Maximum of 20 transactions per day.

  • Unlimited dollar amount.

  • Maximum $500 ATM withdrawal within 24 hours.

What you will need:
• A business checking account.
To receive your card today, visit a local financial center or Contact Us to request a card by mail.

What you need:

  • ABA/Routing Transit number, 253278401.

  • For check reorders, be sure to have the complete checking account number.

  • Business accounts require specific deposit slips for check deposits.

What to do:

  • For your first order, visit a local financial center or contact our check provider, Harland Clarke, directly at 888-784-5296.

  • Reorders can be placed through Online Banking.

Visit a local financial center or Contact Us.

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Fees may apply. Refer to Business Rate and Fee Schedule.