Put your personal assets to work for your small business.
Attractive alternative
HELOCs often feature lower rates and longer terms than commercial loans.
Keep debt in check
Borrow precisely how much you need at any given time.
Flexible spending
Use funds for everything from inventory to repairs to covering periods of slow cash flow.
Easy access
Tap into funds with digital banking tools.
Leveraging your home's value can be a capital idea.
If you need to invest in your existing small business, you may not have to look far to find working capital. Your home can serve as collateral for a line of credit that can cover a wide range of business costs, from facilities renovations to equipment upgrades. A HELOC is often easier to qualify for and may come with lower rates than a traditional commercial loan.
- Loan amount determined by the equity you have in your property.
- Attractive interest rates.
- Affordable monthly payments. Pay interest charges only, or a small percentage of the loan balance.
- Easy access to funds through Online and Mobile Banking*, and at South Carolina Federal Credit Union financial centers.
Apply for a Business Home Equity Line of Credit.
Get the credit card that gets down to business.
A rewards credit card with combined purchasing power and cost control.