Commercial Real Estate Loans

Customized financing can help your business move forward.
All types of projects
Loans available for office space, retail, industrial, warehouse, and manufacturing properties.
Plenty of options
No two projects are alike, so we can fine-tune lending packages to fit your specific needs.
Dedicated experts
Our commercial lending team knows the local market and can offer valuable insights.
Renovate current loans
Ask about refinancing options that can reduce interest charges and save money over time.

Work with lenders committed to your long-term success.

 

A new office park or retail location. A medical office or manufacturing facility. South Carolina businesses are constantly building or buying property for every purpose imaginable. When your business is seeking a real estate loan, our credit union's lending experts are dedicated to meeting your needs and building relationships that will pay off when future projects need funding.
 

  • Financing for property purchases, improvements, or expansion.
  • Refinancing options available.
  • Competitive interest rates.
  • Up to 80% financing and amortization up to 25 years.
  • Available for owner-occupied or non-owner-occupied properties.
  • Various government-backed loan programs include SBA 504, USDA, and others.

All business entities will be required to provide information and documentation for the controlling party and for all owners of the business. A controlling party is an individual with significant responsibility for managing the legal entity.

Information required:

  • Full name
  • Address
  • Date of birth
  • Social Security Number
  • Phone number
  • Driver’s license number
  • Driver’s license state
  • Percentage of ownership, if applicable
  • Primary occupation, if also an owner of the business

If the controlling party is not present at account opening, please provide a copy of their driver’s license or other ID card. If you have any questions, please contact us.
 

Type of Entity Forms of Identification
Sole Proprietorship

Current picture ID and one of the following:

  • Business License or Retail License
  • Previous or current year tax return with Schedule C
  • IRS Letter 147c or IRS Form SS-4
Partnership

Current picture ID and two of the following:

  • Business License or Retail License
  • Partnership or Operating Agreement
  • Previous or current year tax return with Schedule C
  • Certificate of Existence/Certificate of Good Standing
  • IRS Letter 147c or IRS Form SS-4
Corporation or LLC

Current picture ID and two of the following:

  • Business License or Retail License
  • Certificate of Existence/Certificate of Good Standing
  • Articles of Incorporation or Organization
  • Previous or current year tax return with Schedule C
  • Operating Agreement
  • IRS Letter 147c or IRS Form SS-4
Organization or Association

Current picture ID and two of the following:

  • Copy of minutes appointing officers
  • Articles of Incorporation or Organization
  • Letter from secretary authorizing signers
  • IRS Letter 147c or IRS Form SS-4

 

Apply for a Commercial Real Estate Loan.

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Rate may vary based on individual creditworthiness. Terms and conditions subject to change without notice. Subject to credit approval.