Find business efficiencies with South Carolina Federal Credit Union.
When you set up Remote Deposit Capture, you equip your company with technology that speeds up check depositing and smooths out your processes. Spend less time depositing checks and more time running your business with Remote Deposit Capture.
asked questions
You are not limited to the number of deposits you can make using Remote Deposit. However, there are daily and per item limits on the deposit amounts that can be processed per user. Members cannot deposit more than:
- $4,000.00 per item.
- $4,000.00 per day.
Log in using South Carolina Federal's Mobile App:
- Endorse your check and include "Mobile Deposit Only" on the back (Some checks have this printed on the back with a check box. If that is the case on the check you are depositing, simply check the box and endorse the check with your signature. If not, please do not forget to write it in. Unfortunately, the credit union will not be able to process checks that do not have the proper signature endorsement AND "Mobile Deposit Only" or the check box marked.)
- Tap "Deposits".
- Select "Deposit check".
- Select the account where you would like to deposit the funds.
- Enter the check amount.
- Take a picture of the front of your check (make sure to include all four corners of your check).
- Take a picture of the back of your check (make sure to include all four corners of your check and make sure you have endorsed it and written "Via Remote Deposit").
- Select "Next" once photos are accepted.
- You will be asked to confirm your deposit details before completing the deposit.
- Select "Yes".
Remote Deposit is free, beginning on acceptance of the Mobile Banking Terms and Conditions.
Through South Carolina Federal Mobile App:
- Close other apps running in the background.
- Plan to take your check photos in a well-lit area to avoid shadows.
- Place your check on solid dark backgrounds before taking your photos.
- Keep the check within the on-screen corners when capturing your photos.
- Keep your phone or tablet flat and steady above the check when taking your photos.
- Flatten folded or crumpled checks before taking your photos.
- Verify that the back of your check is signed (endorsed) and labeled "Via Remote Deposit."
- Make sure that the entire check image is visible and in focus before submitting your deposit.
- Confirm that the check amount entered matches the amount written on your check.
Check deposits are subject to verification and will generally be available for withdrawal within two (2) business days. South Carolina Federal reserves the right to hold the funds in accordance with the Funds Availability Policy Disclosure in your Account Agreement.
Once your check image has been credited to your account, you must retain the original check for sixty (60) days. You may not present the original check or any image or substitute check created from the original check for payment at any other financial institution. During this 60-day period, you must store the original paper check securely and you must make the original paper check available to us for review at any time and as necessary for us to facilitate the clearing and collection process, to address third party claims, or for our own audit purposes.