You will always remember your first set of wheels.
And at South Carolina Federal Credit Union, we hope you remember our simplified financing process in the same positive light. We are passionate about exceeding your expectations as we guide you through this exciting experience. To help you get started, we offer a how-to guide for first-time car buyers.- How many passengers will you typically have?
- What type of driving do you do: highway, off-road, surface streets?
- Is fuel economy important because you have a long commute?
- What safety features are important to you?
- How much cargo space do you need?
- Do you prefer new or used?
- Do you need auto insurance for your teen driver? Check out the Parent Portal to learn more.
As the paperwork process begins, be sure to review all of it thoroughly, ask questions about anything you do not understand and keep copies for yourself. After it is all said and done, once those keys are in your hands, you will officially be a car owner. Congratulations!
New
| New1 Auto Loan Term | APR As Low As |
|---|---|
| 0 - 63 Months (As low as) | 6.49% |
| 64 - 75 Months (As low as) | 6.49% |
| 76 - 84 Months (As low as) | 7.24% |
unavialable | avialable % |
Used
| Used Auto Loan Term | APR As Low As |
|---|---|
| 0 - 63 Months (As low as) | 6.99% |
| 64 - 75 Months (As low as) | 6.99% |
| 76 - 84 Months (As low as) | 7.74% |
For all loan requests you will be asked to provide personal information:
- Name of each applicant
- Physical address (P.O. Box does not apply)
- Length of time at address
- Phone number
- E-mail address
- Social Security number
- Date of birth
- Income information
- Name of current employer
- Employer's address and phone number
- Length of employment
- Salary
- Position held
- Other applicable income (for example, retirement and/or pension)
- Current mortgage or rent obligations
- Name and phone number of nearest relative not living with you
- Loan application purpose
- Collateral information, if applicable.
Click here for more information about the loans we offer, or visit a local financial center or contact us.
Loan payment due dates are generally 30-45 days from the loan closing date. The payment due date is notated in your loan documents and agreed upon before disbursement of your loan. Due dates and loan payment amounts can also be viewed through Online Banking, Mobile Banking5All of our Digital Banking products require an Online Banking login, and in some cases, enrollment into Bill Pay. Terms and conditions are available through Online Banking and must be agreed to before use. Mobile Banking products also require a data plan with a wireless provider. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service, such as message and data rates., or statements.
Click here to learn more about auto insurance available through our wholly-owned subsidiary, South Carolina Federal Insurance Solutions.
