Higher earnings are worth the wait.
A brilliant financial strategy is not required to grow your money. All it takes is a little patience. With our Share Certificates, you can choose to save for a few months, several years, or somewhere in between. When that time is up, you can walk away with a good deal more money than when you started.
- Requires a minimum deposit of $500.
- Choose Share Certificates ranging from three months to five years.
- Our 36-month Step-Up option lets you move to a higher dividend rate should rates rise during your Certificate term.
- In general, longer term certificates pay even higher rates.
- Share Certificates earn higher yields than most standard savings accounts.
- Earn even higher rates with Jumbo Share Certificates when you have over $50,000 more to invest.
| Term | Dividend Rate | Annual Percentage Yield1 |
|---|---|---|
| 60 Month Premium ($500.00 Minimum Balance) | 2.58% | 2.61% |
To withdraw your Share Certificate before maturity, please visit a financial center location or fax your request to the Contact Center.
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The penalty for a 3 month through 12 month certificate is 90 days worth of dividends.
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For terms of more than 12 months through 24 months, the penalty is 180 days worth of dividends.
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For terms greater than 24 months, the penalty is 360 days worth of dividends.
We offer certificates, available on business accounts:
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Regular certificates are opened with a minimum of $500.
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Jumbo certificates are opened with a minimum of $50,000.
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Terms range from 3 months to 60 months.
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Rates are subject to change at any time and vary based on your balance and term.
To open a certificate now, visit a local financial center or Contact Us.
