You will always remember your first set of wheels.
And at South Carolina Federal Credit Union, we hope you remember our simplified financing process in the same positive light. We are passionate about exceeding your expectations as we guide you through this exciting experience. To help you get started, we offer a how-to guide for first-time car buyers.- How many passengers will you typically have?
- What type of driving do you do: highway, off-road, surface streets?
- Is fuel economy important because you have a long commute?
- What safety features are important to you?
- How much cargo space do you need?
- Do you prefer new or used?
- Do you need auto insurance for your teen driver? Check out the Parent Portal to learn more.
As the paperwork process begins, be sure to review all of it thoroughly, ask questions about anything you do not understand and keep copies for yourself. After it is all said and done, once those keys are in your hands, you will officially be a car owner. Congratulations!
New
LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
---|---|---|---|
New* APR3 | |||
0 - 63 Months | 6.74% | 6.99% | 7.49% |
64 - 75 Months | 6.74% | 7.74% | 7.99% |
76 - 84 Months | 7.49% | 8.24% | 8.49% |
Used
LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
---|---|---|---|
Used APR3 | |||
0 - 63 Months | As low as 7.24% | As low as 7.49% | As low as 7.99% |
64 - 75 Months | As low as 7.24% | As low as 8.24% | As low as 8.49% |
76 - 84 Months | As low as 7.99% | As low as 8.74% | As low as 8.99% |
We offer several options to make your credit card payments:
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Log into Online Banking to transfer a payment.
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Mail a payment to us.
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Make payments at a financial center through a:
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Cash advance
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Personal check
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Certified check or money order
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Cash, or
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Contact us to make a payment by phone.
Payments reflect on your credit card account within 2 business days after the payment has been made.
If you are already registered for Bill Pay, simply click on the "Pay Bills" tab located in the main menu. Not registered for Bill Pay, simply:
- Click "Signup for payments" in the Make a Payment or Bill Pay widget, or
- Click on "Bill Pay" in the main menu.
- Click "Enroll Now".
- Verify the Account Holder Personal Information.
- Notify us if you change ANY INFORMATION in the Account Holder Personal Information section.
- Verify the Account Information.
- Select the "Funding Account" to pay online bills.
- Begin paying bills immediately.
To keep your Bill Pay account activated, pay a bill within 90 days or the account will become inactive. If this happens, contact us to have the account unlocked. If you are unable to set up your Bill Pay, or have any questions, please visit a local branch or contact us.
As a reminder, if you have Self-Service Checking, you may incur a monthly non-usage fee if you register for Bill Pay but do not use it to pay at least one bill each month. Please refer to current Truth-In-Savings Rate and Fee Schedule for details.
Credit Card Payments Only:
South Carolina Federal Credit Union
P.O. Box 2711
Omaha, NE 68103-2711
Loan Payment Mailing Address:
South Carolina Federal Credit Union
P.O. Box 62349
North Charleston, SC 29419-2349
First Mortgage Payments Only:
South Carolina Federal Credit Union
P.O. Box 660592
Dallas, TX 75266-0592Omaha, NE 68103-2711
Tap the Payments icon at the bottom of your screen. Then select the action you want.
No. Please contact us and we will help you with a principal-only payment.
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