Do you like your car but not your loan? Talk to us!
No payments for 90 days1
Free up funds you can use elsewhere.
Great low rates, every day
Our member-owned status makes it possible.
Rate discounts available
With a Simple Checking or Premium Checking account.
Flexible payment options
Choose a term that fits your budget.
Refinancing your auto loan with South Carolina Federal Credit Union could save you money.
If you have borrower's remorse when it comes to your current auto loan's rate and terms, let us help. Take a moment to complete this form and we will contact you within one business day to discuss your refinancing options, which could include a lower rate, different term, or both.New
| LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
|---|---|---|---|
| New* APR3 | |||
| 0 - 63 Months | 6.74% | 6.99% | 7.49% |
| 64 - 75 Months | 6.74% | 7.74% | 7.99% |
| 76 - 84 Months | 7.49% | 8.24% | 8.49% |
Used
| LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
|---|---|---|---|
| Used APR3 | |||
| 0 - 63 Months | As low as 7.24% | As low as 7.49% | As low as 7.99% |
| 64 - 75 Months | As low as 7.24% | As low as 8.24% | As low as 8.49% |
| 76 - 84 Months | As low as 7.99% | As low as 8.74% | As low as 8.99% |
Let's discuss your options.
Contact South Carolina for your loan inquiry .
Form disclosure: This form is not a secure form of communication. If any confidential information such as account numbers, SSNs, etc. is necessary, it will not be obtained until we have contacted you. This is another way South Carolina Federal works to keep your information secure.