Buying from a dealer? Choose South Carolina Federal Credit Union financing on the spot.
You negotiated a good deal on your vehicle. Now get the best auto loan.
Your loan is as important as your vehicle. Secure the type of rate and budget-friendly terms that come standard with a loan from us. Simply tell the dealership you want to finance through South Carolina Federal Credit Union. Instead of the surprises from other lenders, you enjoy peace of mind.- Finish your financing paperwork at the dealership, no need to visit the credit union.
- Lock in a low rate for the most affordable payments.
- Get a complimentary, no-obligation quote for auto insurance through South Carolina Federal Insurance Solutions.*
- Don't forget about GAP protection and mechanical breakdown warranties.**
New
| LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
|---|---|---|---|
| New* APR3 | |||
| 0 - 63 Months | 6.74% | 6.99% | 7.49% |
| 64 - 75 Months | 6.74% | 7.74% | 7.99% |
| 76 - 84 Months | 7.49% | 8.24% | 8.49% |
Used
| LOAN TERM | MORE THAN 10% DOWN2 | UP TO 10% DOWN2 | 0% DOWN2 |
|---|---|---|---|
| Used APR3 | |||
| 0 - 63 Months | As low as 7.24% | As low as 7.49% | As low as 7.99% |
| 64 - 75 Months | As low as 7.24% | As low as 8.24% | As low as 8.49% |
| 76 - 84 Months | As low as 7.99% | As low as 8.74% | As low as 8.99% |
1 Assumes a 100% loan to vehicle value ratio.
2 Annual Percentage Rate (APR) accurate as of 3/31/2023. Your actual rate will depend on your creditworthiness, term and collateral.
*New cars must be without prior title. Additional rates available, are subject to change, are based on your credit worthiness.
Terms and conditions subject to change without notice.
Subject to credit approval.
Subject to credit approval.
Get your South Carolina Federal Credit Union loan at the dealership. It's a simple process.
Step 1
Ask your dealer for financing from us.
Step 2
Complete your application at the dealership.
Step 3
Once you're approved, drive away with the right car and right loan!
Appropriate coverage provides peace of mind.
Explore insurance solutions for your property, auto, personal, health, and business needs.